We drive more competition for your loan than any mortgage broker to get you a great deal in 5 steps or less from at least 3,000 loans. Here’s how…
1. We start your mortgage contest
Your Adviser’s first step is design your contest with your needs, wants and payment ability, then we launch it. To kick start your mortgage contest, we then bid all matching loans that we can arrange for you with Bonus Monthly Cash-back up to 0.3% p.a. paid by us to your loan for life.
2. Invite more bidders to compete
As soon as we launch your mortgage contest, we remove your identity details and promote it to more than 100 registered bidders via flongle. We also invite up to 50 leading, direct-only lenders to view and bid your contest. Bidders can bid their best deals for free.
Direct Only Lenders
3. We review your results with you
We give you secure web access to easily rank; filter and pick your favourites from our range of Verified cashback deals and third party bids based on features, cost and more 24×7. When you’re ready, email or talk with your adviser to review your mortgage contest and reach the choice that’s right for you.
4. We manage your Application
Your mortgage contest will include all bids from third part bidders and flongle. If you apply for one of flongle’s many cashback deals, you can securely upload any documents while your adviser and our in-house settlements team will ensure your loan runs as smoothly as possible from go to whoa.
5. We pay you cash backs monthly
When we arrange your loan with a panel lender, commissions always exceed our fee as commission paid continues to grow every month. Once we have collected our fee (which we can charge to your commission rebate account so you’re never out of pocket), we begin paying surplus commissions to you each month, every month, for life.
Some of our lenders
We can arrange your loans and savings with these panel lenders that make ordinary mortgage brokers look, well, ordinary. Because we’re unbiased, we invite commission free lenders to really put our lenders to the test. Learn how.
Our Panel Lenders
|Bank of Melbourne|
|Newcaste Permanent Build Soc.|
Lenders we invite to compete for FREE
|Australian Defence CU|
|Bank Of Queensland|
|Bank of Sydney|
|Big Sky BS|
|Cairns Penny Savings & Loans|
|Community Alliance CU|
|Community Mutual Group|
|Community First CU|
|Community Mutual Ltd|
|ECU Australia Ltd|
|Family First CU|
|First Option CU|
|G&C Mutual Bank|
|Laboratories Credit Union|
|My Credit Union|
|New England Mutual|
|People’s Choice CU|
|PFG MORTGAGE MANGERS WA|
|Quay Credit Union|
|Queenslanders Credit Union|
|QT Mutual Bank|
|RAMS Home Loans|
|Transport Mutual CU|
|Your Credit Union|
Lenders that have said they don't want to compete this way
|IMB Building Society|
|Firebrigades Employee Credit Union (Employment based membership)|